OVERAGE LOCATORS, LLC
Welcome to Overage Locators
At Overage Locators we streamline the unclaimed assets process from discovery to recovery. We help private individuals and heirs reclaim their wealth by reconnecting them with lost, unclaimed, or abandoned monies from foreclosures.
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Valuable resources and assistance are given to our clients to realize their full entitlement to these funds. We expedite claims as soon as administratively possible.
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​The Post Foreclosure legal process can be very technical and time-consuming, but the surplus fund recovery specialists at Sky High Associates help homeowners by making sure that their money ends up in their hands. The previous property owner at the time of the sale is entitled to claim the excess funds. Prior owners can count on our recovery specialists to fully explain the process and move the process forward. Any foreclosure with equity in the home is worth questioning with a surplus recovery specialist. Our legal team also helps homeowners with Eviction Notice.
There is no cost in making a claim to see if you qualify and may recover your money after foreclosure.​​​​ There's absolutely no risk to our clients. We will never ask you for any upfront money and will advance any out-of-pocket expenses in establishing your right to the claim. We only get paid upon successful recovery of your funds.
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What Happens at a Foreclosure!
Tax Deed or Mortgage foreclosures are sold at auctions due to unpaid taxes or mortgages. The opening bid at this auction is for the amount of taxes or mortgage that is owed.
Usually, these properties sell for an amount that is higher than the opening bid and any left-over monies is due to the previous owner. The courts send out surplus notifications letters, but usually to the last address on record so you are never informed.
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We understand that navigating through the complex time consuming process is overwhelming. We are trusted, dedicated and successful in assisting our clients in reclaiming their funds held by the agencies and the courts.
What Our Clients Have to Say
A few of our recent clients that were happy they made the call
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“I feel that the agent was very kind and professional.”
A. Barber, NY
“The service was outstanding and very professional. The process was explained very clearly and was advised clearly and was advised as the daily and weekly updates continued.”
R. Ramsey, GA
"It was a nice experience! The chief financial officer was passionate of what she was doing and very professional. I am grateful because without their help I wouldn't be able to retrieve my funds."
J. Saintil, FL
We'd Love to Help you
We understand that navigating through the complex and time consuming process is overwhelming. We are trusted, dedicated and successful in assisting our clients in reclaiming their funds held by the agencies and the courts. This is where we can assist you. Throughout the process, we contribute our experience and insight which people generally do not possess regarding their rights to unclaimed funds.
We serve clients nationwide.
‪(786) 567-8656‬
What Is a Surplus Funds Specialist?
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A surplus recovery specialist, someone who will recover the surplus funds that belongs to the prior owner. Sometimes trying to recover this amount can be difficult and surplus recovery agents can help you recover the funds because a recovery specialist knows the legal process.
The Team
Our team of researchers, legal assistants and licensed attorneys, have the expertise needed to handle the legal aspects of the claim process. This allows our clients to have peace of mind, knowing that their claim is being handled by professionals who will navigate any legal complexities on their behalf.
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We are in the business of assisting those entitled to unrecovered funds by contributing experience, dedication and insight. If you receive a contract, we’ll provide the notary to notarize your paperwork. Once received, our claims processor will process your paperwork. We'll notify you as soon as your claim is approved. We'll forward you a check once the funds are recovered.
How It Works
The Audit
When a property is sold at a foreclosure any remaining surplus after satisfying the outstanding debts (such as taxes or mortgage payments) are legally owed to the previous owner or their heirs.
We research hundreds of agencies and courts across the country to locate surplus funds owed to former homeowners.
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Locating Rightful Owner
Our dedicated team of researchers and private investigators conduct extensive research to locate the individuals or their heirs.
Once located, we reach out letting them know we have identified them as a possible recipient and send them an agreement form to initiate the process of reclaiming the surplus funds.
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Our Fees
Our firm works on a contingent basis - NO UP - FRONT FEES, ever.
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We are ONLY paid when we successfully recover your assets
so we have financial incentives to process your claim in the most efficient manner.
We cover ALL expenses related to the claim until it's paid and if the claim is unsuccessful you owe us nothing.
There's NO Risk! Take the NEXT STEP to get your money.
Title Search and Liens Check
To ensure a successful claim, we do a title search on the property with the surplus funds. This search helps us identify any liens that need to be addressed during the claim process.
Even if you have judgments, liens, condo liens, multiple mortgages and even bankruptcy it may still be possible to recover your funds.
Verify The Available Funds
We confirm the availability of the surplus funds before we proceed with the claim which ensures that the funds are accessible for the rightful owner or heirs to claim.
Prepare Legal Documents
The Courts may require Hearings and Motions and other court proceedings before you can receive the surplus funds.
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Our legal team handles the entire legal process and advance all legal filing fees, relieving our clients of any financial burdens associated with the claim.
Open Claims & Submission
Once the legal documents are prepared, we get the documents notarized to validate the claim.
We then submit the claim to the appropriate agency department on behalf of our clients.
Ongoing Follow-Up
After the claim is submitted, we follow up with the agency to ensure that the process is progressing. We keep our clients updated throughout each stage of the claim.
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Funding
Once we receive an approval from the agency and the estimated time to receive a check, we'll contact you with that information and submit a check based on the agreed terms in our contract.
Answers​
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Answers to the most frequently asked questions will help you understand this process better and help you take the right steps in claiming your funds before they are lost to the government.
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How Did You Find This Money?
We audit different government agencies on a regular basis for unclaimed funds due to citizens like yourself.
How Did You Find Me?
We usually locate our clients by doing internet searches.
How Much is My Claim? Where is it Being Held?
Once you have signed our contingency fee agreement, we’ll be happy to disclose where the funds have been located!
Can’t I Find the Money on my Own?
The agencies we audit typically DO NOT post these unclaimed funds accounts online. You are welcome to search state unclaimed funds websites, but if you find funds there, these are not the funds we're informing you about.
Why Should I Use Your Company?
Most of the assets we locate aren’t available by searching the internet, and it’s unlikely that you find them without the aid of a company. We found your funds and contacted you and we have the expertise and provide the best service.
Overage Locators, LLC
1680 Michigan Ave., Suite 700, Miami Beach, Florida 33139
786-567-8656
BUSINESS HOURS
Monday - Friday
9:00am - 5:00pm
Saturday
10:00am - 4:00pm
Overage Locators offers unclaimed funds retrieval services